The platform

The infrastructure for tokenized asset wealth.

Openwealth is the operational layer that makes tokenized assets work like the rest of your business. Four pluggable layers: the apps your people use, the middleware that runs issuance, compliance and servicing, the identity and wallet layer that controls who can act, and the settlement rails underneath. Every layer connects to the systems you already run.

Book a demo →See the stack
What the platform does

Everything between an asset and an account.

Tokenizing an asset is the easy demo. The hard part is the infrastructure around it — issuance, compliance, suitability, allocation, NAV, transfer agency, reporting. The platform owns that operational core, and wires it into your back office on one side and the settlement rails on the other.

Issue

A token issuance service deploys regulated asset tokens (funds, equities, private markets, RWA's) — with allowlists, roles and pricing proxies — to the settlement network you choose.
Token factory

Control

Compliance, suitability and policy engines decide who can hold what — enforced at the contract layer, driven by your compliance rules.
Compliance & suitability

Operate

NAV/pricing, transfer agency, allocation and the full asset lifecycles run through wired, role-gated workflows with a clean audit trail.
NAV/PRICING & TRANSFER AGENT

Connect

Reporting APIs and an event & webhook bus push everything back into your book of record, OMS and client reporting systems.
Reporting APIs · Webhooks
The stack

One platform — the infrastructure beneath tokenized wealth.

Four layers, each pluggable. Bring your own settlement network, your own custodian, your own identity provider — our middleware keeps the operation running the same way.

Layer 04
App
What users see
Institutional desktopClient portalEmbedded SDKAdmin & ops consoleCompliance dashboard
Layer 03 · Core
Middleware
Orchestration & business logic
Token issuanceCompliance engineSuitability rulesAllocation engineNAV/Pricing & transfer agentReporting APIsEvent & webhook bus
Layer 02
Identity & Wallet
Who holds keys, who can act
KYC / KYBWallet onboarding (BYOW)Qualified custodiansPlatform & agentic walletsMPC key managementPolicy & scoped access
Layer 01
Settlement
Blockchain rails — settlement, data, programmability
EVMEthereum mainnetSolanaBitcoinPermissioned networksToken standards (ERC-20 / 3643 / 1400)RPC & validator infra
Bring your own
Settlement network, custodian, identity provider and fund-accounting system.
We own
The middleware — issuance, compliance, NAV/Pricing, transfer agency, reporting.
Deployment
SaaS, dedicated tenant, customer VPC or on-prem.
Layer by layer

What each layer is for.

The layers are independent. You can adopt the whole platform or slot the middleware between an existing front end and your chosen settlement network.
Layer 04 · App

What users see

Institutional desktop for operators, a client portal for investors, an embedded SDK to put tokenized assets inside your own app, plus admin and compliance consoles.
Operators
Institutional desktop & ops console
Investors
Branded client portal
Builders
Embedded SDK
Layer 03 · Middleware

Orchestration & business logic

The core. Token factory, compliance and suitability engines, allocation, NAV and transfer agency, reporting APIs and an event bus — the logic that makes tokenized assets operable.
Issue
Token factory & allowlists
Enforce
Compliance & suitability rules
Operate
NAV, transfer agent, reporting
Layer 02 · Identity & Wallet

Who holds keys, who can act

KYC/KYB, wallet onboarding including bring-your-own-wallet, qualified custodians, platform and agentic wallets, MPC key management and policy-scoped access.
Identity
KYC / KYB, scoped access
Keys
MPC, custodians, BYOW
Policy
Who can act on what
Layer 01 · Settlement

Settlement, data, programmability

Ethereum, Solana, L2s, permissioned DLT's, stablecoin networks and the major token standards. The platform is neutral — pick the settlement network your assets and regulators require.
Networks
EVM, Ethereum mainnet, Solana, Bitcoin, permissioned networks
Standards
ERC-20 / 3643 / 1400
Infra
RPC & validator infrastructure